{"product_id":"moneyflow™-the-smart-personal-finance-planner","title":"MoneyFlow™ — The Smart Personal Finance Planner","description":"\u003ch1 data-section-id=\"1tt6r92\" dir=\"auto\" data-start=\"706\" data-end=\"747\" class=\"PDq2pG_selectionAnchorContainer\"\u003e\n\u003cspan role=\"text\"\u003e\u003cstrong data-start=\"708\" data-end=\"747\"\u003eMoneyFlow™ — Your Money, Organized.\u003c\/strong\u003e\u003c\/span\u003e\u003cspan class=\"PDq2pG_selectionAnchor\"\u003e\u003c\/span\u003e\n\u003c\/h1\u003e\n\u003cp dir=\"auto\" data-start=\"749\" data-end=\"924\"\u003e\u003cstrong data-start=\"749\" data-end=\"924\"\u003eMoneyFlow™ is a premium personal finance planner built in Google Sheets to help you organize, understand, and manage your everyday finances from one centralized workspace.\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp dir=\"auto\" data-start=\"926\" data-end=\"1115\"\u003eTrack your income, expenses, bills, savings, debt, budgets, financial cycles, upcoming payments, and net worth — while using built-in analysis tools to understand where your money is going.\u003c\/p\u003e\n\u003ch2 data-section-id=\"qjg9f9\" dir=\"auto\" data-start=\"1117\" data-end=\"1156\"\u003e\u003cspan role=\"text\"\u003e\u003cstrong data-start=\"1120\" data-end=\"1156\"\u003eEverything you need in one place\u003c\/strong\u003e\u003c\/span\u003e\u003c\/h2\u003e\n\u003cp dir=\"auto\" data-start=\"1158\" data-end=\"1663\"\u003e📊 \u003cstrong data-start=\"1161\" data-end=\"1196\"\u003eInteractive Financial Dashboard\u003c\/strong\u003e\u003cbr data-start=\"1196\" data-end=\"1199\"\u003e💰 \u003cstrong data-start=\"1202\" data-end=\"1236\"\u003eBudget Targets \u0026amp; Spending Caps\u003c\/strong\u003e\u003cbr data-start=\"1236\" data-end=\"1239\"\u003e💵 \u003cstrong data-start=\"1242\" data-end=\"1271\"\u003eFree Cash \/ Net Remaining\u003c\/strong\u003e\u003cbr data-start=\"1271\" data-end=\"1274\"\u003e🧾 \u003cstrong data-start=\"1277\" data-end=\"1313\"\u003eSmart Financial Records \u0026amp; Ledger\u003c\/strong\u003e\u003cbr data-start=\"1313\" data-end=\"1316\"\u003e📥 \u003cstrong data-start=\"1319\" data-end=\"1358\"\u003eAutomated Bank Statement CSV Import\u003c\/strong\u003e\u003cbr data-start=\"1358\" data-end=\"1361\"\u003e📤 \u003cstrong data-start=\"1364\" data-end=\"1385\"\u003eCSV Ledger Export\u003c\/strong\u003e\u003cbr data-start=\"1385\" data-end=\"1388\"\u003e💳 \u003cstrong data-start=\"1391\" data-end=\"1415\"\u003eDebt \u0026amp; BNPL Tracking\u003c\/strong\u003e\u003cbr data-start=\"1415\" data-end=\"1418\"\u003e📅 \u003cstrong data-start=\"1421\" data-end=\"1442\"\u003ePayment Due Radar\u003c\/strong\u003e\u003cbr data-start=\"1442\" data-end=\"1445\"\u003e🔄 \u003cstrong data-start=\"1448\" data-end=\"1476\"\u003eCarry Forward \u0026amp; Rollover\u003c\/strong\u003e\u003cbr data-start=\"1476\" data-end=\"1479\"\u003e📈 \u003cstrong data-start=\"1482\" data-end=\"1510\"\u003eVisual Net Worth Tracker\u003c\/strong\u003e\u003cbr data-start=\"1510\" data-end=\"1513\"\u003e📊 \u003cstrong data-start=\"1516\" data-end=\"1544\"\u003e50\/30\/20 Budget Analysis\u003c\/strong\u003e\u003cbr data-start=\"1544\" data-end=\"1547\"\u003e🔁 \u003cstrong data-start=\"1550\" data-end=\"1579\"\u003eFlexible Financial Cycles\u003c\/strong\u003e\u003cbr data-start=\"1579\" data-end=\"1582\"\u003e🌎 \u003cstrong data-start=\"1585\" data-end=\"1603\"\u003e65+ Currencies\u003c\/strong\u003e\u003cbr data-start=\"1603\" data-end=\"1606\"\u003e🌐 \u003cstrong data-start=\"1609\" data-end=\"1635\"\u003e12 Interface Languages\u003c\/strong\u003e\u003cbr data-start=\"1635\" data-end=\"1638\"\u003e🌓 \u003cstrong data-start=\"1641\" data-end=\"1663\"\u003eLight \u0026amp; Dark Modes\u003c\/strong\u003e\u003c\/p\u003e\n\u003ch2 data-section-id=\"mnd5s5\" dir=\"auto\" data-start=\"1665\" data-end=\"1700\"\u003e\u003cspan role=\"text\"\u003e\u003cstrong data-start=\"1668\" data-end=\"1700\"\u003eWhat MoneyFlow™ helps you do\u003c\/strong\u003e\u003c\/span\u003e\u003c\/h2\u003e\n\u003ch3 data-section-id=\"tnp38e\" dir=\"auto\" data-start=\"1702\" data-end=\"1738\"\u003e📊 See your finances at a glance\u003c\/h3\u003e\n\u003cp dir=\"auto\" data-start=\"1740\" data-end=\"1748\"\u003eMonitor:\u003c\/p\u003e\n\u003cul data-start=\"1750\" data-end=\"1847\"\u003e\n\u003cli data-section-id=\"1rba82z\" data-start=\"1750\" data-end=\"1758\"\u003eIncome\u003c\/li\u003e\n\u003cli data-section-id=\"17103v\" data-start=\"1759\" data-end=\"1769\"\u003eExpenses\u003c\/li\u003e\n\u003cli data-section-id=\"16xxljk\" data-start=\"1770\" data-end=\"1777\"\u003eBills\u003c\/li\u003e\n\u003cli data-section-id=\"1slkg67\" data-start=\"1778\" data-end=\"1787\"\u003eSavings\u003c\/li\u003e\n\u003cli data-section-id=\"1j40jq7\" data-start=\"1788\" data-end=\"1794\"\u003eDebt\u003c\/li\u003e\n\u003cli data-section-id=\"1mkqvdx\" data-start=\"1795\" data-end=\"1806\"\u003eFree Cash\u003c\/li\u003e\n\u003cli data-section-id=\"1v4bk4w\" data-start=\"1807\" data-end=\"1824\"\u003eBudget progress\u003c\/li\u003e\n\u003cli data-section-id=\"iur4k1\" data-start=\"1825\" data-end=\"1847\"\u003eFinancial allocation\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp dir=\"auto\" data-start=\"1849\" data-end=\"1924\"\u003eThe dashboard brings your active financial cycle into one visual workspace.\u003c\/p\u003e\n\u003ch3 data-section-id=\"5eq3cc\" dir=\"auto\" data-start=\"1926\" data-end=\"1949\"\u003e💰 Plan your budget\u003c\/h3\u003e\n\u003cp dir=\"auto\" data-start=\"1951\" data-end=\"2046\"\u003eSet income goals, spending caps and savings targets directly from your financial account cards.\u003c\/p\u003e\n\u003cp dir=\"auto\" data-start=\"2048\" data-end=\"2166\"\u003eMoneyFlow™ compares your actual recorded figures against your planning targets and provides status indicators such as:\u003c\/p\u003e\n\u003cp dir=\"auto\" data-start=\"2168\" data-end=\"2218\"\u003e\u003cstrong data-start=\"2168\" data-end=\"2218\"\u003eSurplus · On Track · In Progress · Over Budget\u003c\/strong\u003e\u003c\/p\u003e\n\u003ch3 data-section-id=\"1nyv4sz\" dir=\"auto\" data-start=\"2220\" data-end=\"2249\"\u003e📥 Import bank statements\u003c\/h3\u003e\n\u003cp dir=\"auto\" data-start=\"2251\" data-end=\"2317\"\u003eSave time by importing supported bank or card statement CSV files.\u003c\/p\u003e\n\u003cp dir=\"auto\" data-start=\"2319\" data-end=\"2375\"\u003eMoneyFlow™ can detect common transaction fields such as:\u003c\/p\u003e\n\u003cp dir=\"auto\" data-start=\"2377\" data-end=\"2408\"\u003e\u003cstrong data-start=\"2377\" data-end=\"2408\"\u003eDate · Description · Amount\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp dir=\"auto\" data-start=\"2410\" data-end=\"2490\"\u003eYou can review the imported records before adding them to your financial ledger.\u003c\/p\u003e\n\u003ch3 data-section-id=\"188d0n5\" dir=\"auto\" data-start=\"2492\" data-end=\"2528\"\u003e🧾 Manage your financial records\u003c\/h3\u003e\n\u003cp dir=\"auto\" data-start=\"2530\" data-end=\"2571\"\u003eUse the integrated transaction ledger to:\u003c\/p\u003e\n\u003cul data-start=\"2573\" data-end=\"2760\"\u003e\n\u003cli data-section-id=\"kmsqt4\" data-start=\"2573\" data-end=\"2589\"\u003eSearch records\u003c\/li\u003e\n\u003cli data-section-id=\"1g8iweb\" data-start=\"2590\" data-end=\"2610\"\u003eFilter by category\u003c\/li\u003e\n\u003cli data-section-id=\"u3gdgg\" data-start=\"2611\" data-end=\"2632\"\u003eFilter by due dates\u003c\/li\u003e\n\u003cli data-section-id=\"13j2gax\" data-start=\"2633\" data-end=\"2666\"\u003eView the active financial cycle\u003c\/li\u003e\n\u003cli data-section-id=\"1i97ksu\" data-start=\"2667\" data-end=\"2694\"\u003eAccess historical records\u003c\/li\u003e\n\u003cli data-section-id=\"19532eb\" data-start=\"2695\" data-end=\"2714\"\u003eEdit transactions\u003c\/li\u003e\n\u003cli data-section-id=\"1j01ohy\" data-start=\"2715\" data-end=\"2736\"\u003eDelete transactions\u003c\/li\u003e\n\u003cli data-section-id=\"1ikntcf\" data-start=\"2737\" data-end=\"2760\"\u003eExport records to CSV\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3 data-section-id=\"816rnq\" dir=\"auto\" data-start=\"2762\" data-end=\"2786\"\u003e💳 Track debt \u0026amp; BNPL\u003c\/h3\u003e\n\u003cp dir=\"auto\" data-start=\"2788\" data-end=\"2847\"\u003eManage installment-based obligations and debt in one place.\u003c\/p\u003e\n\u003cp dir=\"auto\" data-start=\"2849\" data-end=\"2882\"\u003eSupported BNPL workflows include:\u003c\/p\u003e\n\u003cul data-start=\"2884\" data-end=\"2908\"\u003e\n\u003cli data-section-id=\"1j3vdu0\" data-start=\"2884\" data-end=\"2890\"\u003eKoko\u003c\/li\u003e\n\u003cli data-section-id=\"175851f\" data-start=\"2891\" data-end=\"2898\"\u003ePayzy\u003c\/li\u003e\n\u003cli data-section-id=\"11wjb0e\" data-start=\"2899\" data-end=\"2908\"\u003eMintpay\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp dir=\"auto\" data-start=\"2910\" data-end=\"2995\"\u003eTrack installment progression, remaining balances, payment frequency and debt status.\u003c\/p\u003e\n\u003ch3 data-section-id=\"1rgvig4\" dir=\"auto\" data-start=\"2997\" data-end=\"3041\"\u003e📅 Never lose sight of upcoming payments\u003c\/h3\u003e\n\u003cp dir=\"auto\" data-start=\"3043\" data-end=\"3080\"\u003eThe \u003cstrong data-start=\"3047\" data-end=\"3068\"\u003ePayment Due Radar\u003c\/strong\u003e highlights:\u003c\/p\u003e\n\u003cul data-start=\"3082\" data-end=\"3141\"\u003e\n\u003cli data-section-id=\"drx6yj\" data-start=\"3082\" data-end=\"3100\"\u003eOverdue payments\u003c\/li\u003e\n\u003cli data-section-id=\"wxrcj6\" data-start=\"3101\" data-end=\"3121\"\u003ePayments due today\u003c\/li\u003e\n\u003cli data-section-id=\"qba2x1\" data-start=\"3122\" data-end=\"3141\"\u003eUpcoming payments\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp dir=\"auto\" data-start=\"3143\" data-end=\"3213\"\u003eUse the available payment actions to keep your obligations up to date.\u003c\/p\u003e\n\u003ch3 data-section-id=\"xqqt5b\" dir=\"auto\" data-start=\"3215\" data-end=\"3247\"\u003e📈 Understand your net worth\u003c\/h3\u003e\n\u003cp dir=\"auto\" data-start=\"3249\" data-end=\"3352\"\u003eThe \u003cstrong data-start=\"3253\" data-end=\"3281\"\u003eVisual Net Worth Tracker\u003c\/strong\u003e provides a longer-term view of your financial position using recorded:\u003c\/p\u003e\n\u003cp dir=\"auto\" data-start=\"3354\" data-end=\"3390\"\u003e\u003cstrong data-start=\"3354\" data-end=\"3390\"\u003eAssets − Liabilities = Net Worth\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp dir=\"auto\" data-start=\"3392\" data-end=\"3507\"\u003eIt also provides a historical trajectory and debt-to-asset view based on the information entered into your planner.\u003c\/p\u003e\n\u003ch3 data-section-id=\"la3age\" dir=\"auto\" data-start=\"3509\" data-end=\"3551\"\u003e📊 Analyze your spending with 50\/30\/20\u003c\/h3\u003e\n\u003cp dir=\"auto\" data-start=\"3553\" data-end=\"3661\"\u003eMoneyFlow™ includes a built-in \u003cstrong data-start=\"3584\" data-end=\"3610\"\u003e50\/30\/20 Rule Analysis\u003c\/strong\u003e that compares your active-cycle allocation across:\u003c\/p\u003e\n\u003cul data-start=\"3663\" data-end=\"3725\"\u003e\n\u003cli data-section-id=\"6fmm05\" data-start=\"3663\" data-end=\"3680\"\u003e\u003cstrong data-start=\"3665\" data-end=\"3680\"\u003eNeeds — 50%\u003c\/strong\u003e\u003c\/li\u003e\n\u003cli data-section-id=\"1g6hcbp\" data-start=\"3681\" data-end=\"3698\"\u003e\u003cstrong data-start=\"3683\" data-end=\"3698\"\u003eWants — 30%\u003c\/strong\u003e\u003c\/li\u003e\n\u003cli data-section-id=\"1r49jx\" data-start=\"3699\" data-end=\"3725\"\u003e\u003cstrong data-start=\"3701\" data-end=\"3725\"\u003eSavings \u0026amp; Debt — 20%\u003c\/strong\u003e\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp dir=\"auto\" data-start=\"3727\" data-end=\"3829\"\u003eUse it as a budgeting reference to understand how your current allocation compares with the framework.\u003c\/p\u003e\n\u003ch3 data-section-id=\"9lgsgh\" dir=\"auto\" data-start=\"3831\" data-end=\"3871\"\u003e🔄 Manage different financial cycles\u003c\/h3\u003e\n\u003cp dir=\"auto\" data-start=\"3873\" data-end=\"3920\"\u003eMoneyFlow™ isn't limited to the calendar month.\u003c\/p\u003e\n\u003cp dir=\"auto\" data-start=\"3922\" data-end=\"3934\"\u003eChoose from:\u003c\/p\u003e\n\u003cul data-start=\"3936\" data-end=\"4030\"\u003e\n\u003cli data-section-id=\"1qpy59t\" data-start=\"3936\" data-end=\"3961\"\u003eStandard calendar month\u003c\/li\u003e\n\u003cli data-section-id=\"15c8h3r\" data-start=\"3962\" data-end=\"3985\"\u003eSalary \/ payday cycle\u003c\/li\u003e\n\u003cli data-section-id=\"1e31xio\" data-start=\"3986\" data-end=\"4007\"\u003eCustom date windows\u003c\/li\u003e\n\u003cli data-section-id=\"5cuojb\" data-start=\"4008\" data-end=\"4030\"\u003eCycle anchor presets\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp dir=\"auto\" data-start=\"4032\" data-end=\"4139\"\u003eA cycle-lock system helps keep your active planning period from changing unexpectedly while you're working.\u003c\/p\u003e\n\u003ch3 data-section-id=\"1y4gcy1\" dir=\"auto\" data-start=\"4141\" data-end=\"4177\"\u003e🌎 Make MoneyFlow™ work your way\u003c\/h3\u003e\n\u003cp dir=\"auto\" data-start=\"4179\" data-end=\"4191\"\u003eChoose from:\u003c\/p\u003e\n\u003cp dir=\"auto\" data-start=\"4193\" data-end=\"4265\"\u003e\u003cstrong data-start=\"4193\" data-end=\"4211\"\u003e65+ currencies\u003c\/strong\u003e\u003cbr data-start=\"4211\" data-end=\"4214\"\u003e\u003cstrong data-start=\"4214\" data-end=\"4240\"\u003e12 interface languages\u003c\/strong\u003e\u003cbr data-start=\"4240\" data-end=\"4243\"\u003e\u003cstrong data-start=\"4243\" data-end=\"4265\"\u003eLight \u0026amp; Dark modes\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp dir=\"auto\" data-start=\"4267\" data-end=\"4338\"\u003eYour preferred settings can be used throughout the financial workspace.\u003c\/p\u003e\n\u003ch3 data-section-id=\"75lwqj\" dir=\"auto\" data-start=\"4340\" data-end=\"4373\"\u003e🔐 Built around Google Sheets\u003c\/h3\u003e\n\u003cp dir=\"auto\" data-start=\"4375\" data-end=\"4509\"\u003eMoneyFlow™ works within your personal Google Sheets\/Google Drive environment rather than being a traditional hosted financial account.\u003c\/p\u003e\n\u003cp dir=\"auto\" data-start=\"4511\" data-end=\"4634\"\u003eYour personal copy remains in your Google Drive, while the planner operates through the configured Google Sheets structure.\u003c\/p\u003e\n\u003chr data-start=\"4636\" data-end=\"4639\"\u003e\n\u003ch2 data-section-id=\"1pds2ef\" dir=\"auto\" data-start=\"4641\" data-end=\"4664\"\u003e\u003cspan role=\"text\"\u003e\u003cstrong data-start=\"4644\" data-end=\"4664\"\u003eWhat you receive\u003c\/strong\u003e\u003c\/span\u003e\u003c\/h2\u003e\n\u003cp dir=\"auto\" data-start=\"4666\" data-end=\"5183\"\u003e• MoneyFlow™ Google Sheets Personal Finance Planner\u003cbr data-start=\"4717\" data-end=\"4720\"\u003e• Interactive financial dashboard\u003cbr data-start=\"4753\" data-end=\"4756\"\u003e• Budget targets \u0026amp; spending caps\u003cbr data-start=\"4788\" data-end=\"4791\"\u003e• Free Cash \/ Net Remaining\u003cbr data-start=\"4818\" data-end=\"4821\"\u003e• Smart transaction ledger\u003cbr data-start=\"4847\" data-end=\"4850\"\u003e• Automated CSV bank statement importer\u003cbr data-start=\"4889\" data-end=\"4892\"\u003e• CSV export\u003cbr data-start=\"4904\" data-end=\"4907\"\u003e• Debt \u0026amp; BNPL tracker\u003cbr data-start=\"4928\" data-end=\"4931\"\u003e• Payment Due Radar\u003cbr data-start=\"4950\" data-end=\"4953\"\u003e• Carry Forward \u0026amp; Rollover\u003cbr data-start=\"4979\" data-end=\"4982\"\u003e• Visual Net Worth Tracker\u003cbr data-start=\"5008\" data-end=\"5011\"\u003e• 50\/30\/20 Rule Analysis\u003cbr data-start=\"5035\" data-end=\"5038\"\u003e• Flexible financial cycle management\u003cbr data-start=\"5075\" data-end=\"5078\"\u003e• 65+ currency options\u003cbr data-start=\"5100\" data-end=\"5103\"\u003e• 12 interface languages\u003cbr data-start=\"5127\" data-end=\"5130\"\u003e• Light \u0026amp; dark interface modes\u003cbr data-start=\"5160\" data-end=\"5163\"\u003e• Digital user guide\u003c\/p\u003e\n\u003ch2 data-section-id=\"4nst4f\" dir=\"auto\" data-start=\"5185\" data-end=\"5213\"\u003e\u003cspan role=\"text\"\u003e\u003cstrong data-start=\"5188\" data-end=\"5213\"\u003eImportant information\u003c\/strong\u003e\u003c\/span\u003e\u003c\/h2\u003e\n\u003cp dir=\"auto\" data-start=\"5215\" data-end=\"5272\"\u003e\u003cstrong data-start=\"5215\" data-end=\"5235\"\u003eDigital product:\u003c\/strong\u003e No physical product will be shipped.\u003c\/p\u003e\n\u003cp dir=\"auto\" data-start=\"5274\" data-end=\"5361\"\u003e\u003cstrong data-start=\"5274\" data-end=\"5302\"\u003eGoogle account required:\u003c\/strong\u003e A Google account with access to Google Sheets is required.\u003c\/p\u003e\n\u003cp dir=\"auto\" data-start=\"5363\" data-end=\"5459\"\u003e\u003cstrong data-start=\"5363\" data-end=\"5381\"\u003ePersonal copy:\u003c\/strong\u003e You will create your own copy of the MoneyFlow™ planner in your Google Drive.\u003c\/p\u003e\n\u003cp dir=\"auto\" data-start=\"5461\" data-end=\"5642\"\u003e\u003cstrong data-start=\"5461\" data-end=\"5486\"\u003eFinancial disclaimer:\u003c\/strong\u003e MoneyFlow™ is a personal financial organization, budgeting, and tracking tool. It does not provide financial, investment, tax, accounting, or legal advice.\u003c\/p\u003e\n\u003cp dir=\"auto\" data-start=\"5644\" data-end=\"5810\"\u003e\u003cstrong data-start=\"5644\" data-end=\"5658\"\u003eDemo data:\u003c\/strong\u003e Figures shown in promotional screenshots are demonstration data and do not represent your personal financial situation or guaranteed financial results.\u003c\/p\u003e\n\u003cp dir=\"auto\" data-start=\"5812\" data-end=\"6019\"\u003e\u003cstrong data-start=\"5812\" data-end=\"5839\"\u003eCalculation disclaimer:\u003c\/strong\u003e Results depend on the information entered into your MoneyFlow™ file and the formulas\/configuration used by the planner. Review important figures before making financial decisions.\u003c\/p\u003e","brand":"SRILANKANMADE™","offers":[{"title":"Default Title","offer_id":67586375385237,"sku":null,"price":1990.0,"currency_code":"LKR","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0806\/8887\/3621\/files\/Screenshot2026-09-27151955.png?v=1790507278","url":"https:\/\/www.srilankanguy.com\/products\/moneyflow%e2%84%a2-the-smart-personal-finance-planner","provider":"MoneyFlow™","version":"1.0","type":"link"}